Bring Home Love Today
Don't let budget concerns delay your joy. Our financing partners make it easy to welcome your new family member with affordable monthly payments.
Trusted Financing Options
We've partnered with leading financial institutions to offer you the best rates and terms.
Synchrony Financial
Promotional financing with deferred interest options. Perfect for larger purchases.
- 0% APR for 6-12 months*
- Flexible payment terms
- Easy online management
Affirm
Pay over time with clear, simple terms. Know exactly what you'll pay.
- 3, 6, or 12 month terms
- No hidden fees
- Real-time decision
Scratchpay
Simple payment plans designed specifically for pet purchases and care.
- Plans starting at 0% APR
- Soft credit check
- Fast approval process
*Subject to credit approval. Minimum monthly payments required. See partner sites for complete terms and conditions.
How It Works
Quick Application
Apply online in minutes with basic information. Most applications take less than 5 minutes to complete.
Instant Decision
Get approved in seconds with a soft credit check that won't affect your credit score.
Choose Your Terms
Select the payment plan that fits your budget with clear monthly payments and no surprises.
Take Home Your Puppy
Complete your purchase and welcome your new family member home the same day!
Payment Calculator
Get an estimate of your monthly payments based on the puppy price and your preferred term length.
*Estimated payments. Actual terms depend on credit approval and lender.
Ready to see your personalized options?
Check Your RateBenefits of Financing
No Prepayment Penalties
Pay off your balance early without any additional fees or charges.
Competitive Rates
Access rates as low as 0% APR through our trusted lending partners.
Fast Approval
Most applications are approved within minutes, not days.
Soft Credit Check
See your options without impacting your credit score.
Simple Terms
Clear, transparent payment schedules with no hidden fees.
Take Home Today
Complete your purchase and bring your puppy home the same day.
Financing FAQs
No! Our financing partners use a soft credit check to show you options, which does not affect your credit score. A hard inquiry only occurs if you choose to proceed with a specific offer.
Our partners work with a range of credit profiles. While better credit typically means better rates, many customers with various credit histories have been approved. The best way to know is to apply and see your options.
Yes! All of our financing partners allow you to pay off your balance early without any prepayment penalties. You can make extra payments anytime to reduce your total interest.
You'll need basic personal information including your name, address, date of birth, Social Security number, and income information. The application typically takes less than 5 minutes.
Yes! You can put a portion down in cash, credit card, or debit card and finance the remaining balance. Just let our team know and we'll help you structure the payment.
Ready to Bring Home Your Puppy?
Check your financing options in minutes without affecting your credit score.
Check Your Rate